All Blog Posts, Mortgage Limits apply. Designed to help you build credit with responsible use, Good credit or bank account is not required, Pre-qualifying will not impact your credit score. The average national savings account interest rate of 0.30% is determined by the FDIC as of 1/12/23. See If You Pre-Qualify. And for other account management options, like payments, balance monitoring and other features, you may find it more convenient to log in to your, make the security deposit online with a debit card, free of charge, or with cash at any participating. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. PASADENA, Calif.--(BUSINESS WIRE)--Sep. 29, 2016-- Green Dot Corporation (NYSE:GDOT) today announced the launch of the Green Dot Platinum Visa Secured Credit Card, a secured credit card that is designed to help people with no prior credit history or those with poor credit scores build a positive credit history.Since the card's credit line is backed by the customer's own security deposit held . 2.00% Annual Percentage Yield. Once your card is activated, you can use it to make purchases anywhere that accepts VISA cards. APY may change before or after you open an account. The Visa Card is issued by Green Dot Bank pursuant to a license from Visa U.S.A. Inc. Visa is a . Fees on your primary deposit account may reduce earnings on your savings account. See Deposit Account Agreement (PDF)for terms and conditions. Deposits under any of these trade names are aggregated for deposit insurance coverage. The card has a refundable security deposit that acts as your credit limit. If you apply for a credit card, the lender may use a different credit score when considering your application for credit. WalletHub Answers is a free service that helps consumers access financial information. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Opinions expressed here are the authors and/or WalletHub editors'. When on a mobile device, tap on * to view disclosures. Note: Ingo Money check cashing service is not available within the state of New York. Terms and conditions apply. You may want to hire a professional before making any decision. Fees and limits apply to debit card transfers. National rates arecalculated based on a simple average of rates paid (uses annualpercentage yield) by all insured depository institutions andbranches for which data are available. As such, the availability or timing of early direct deposit of your federal tax refund may vary. For Green Dot Cash Back Visa Debit Card, 4 free withdrawals per calendar month, $3.00 per withdrawal thereafter. This credit card offer is currently unavailable. As such, early direct deposit availability may vary from pay period to pay period. This card is a good option for people with bad credit who want to rebuild their credit standing. Account must be in good standing and chip-enabled debit card activated to opt-in. Attractive Instalment plans at 10.99% per annum for EMI products booked within first 90 days of card issuance. CreditCards.com does not include the entire universe of available financial or credit offers.CCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Active personalized card required. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. Claim the cash back every 12 months of use and your account being in good standing. 2 stars. Limits apply. Mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. All with no annual fee Limits and fees may apply. Loans, Small Benefits include free in-network ATM withdrawals, online bill pay and up to 2% interest on balances. APY may change before or after you open an account. Posts, Credit Card Payoff Green Dot is a bank that offers a variety of products, like secured credit cards. You should expect a final credit decision within a couple of weeks, but normally much sooner.Community Opinion:There are no reviews. Overdrafts are paid at our discretion. Most importantly, all information is Safe and Secure! Green Dot and GO2bank mobile check cashing: Ingo Money is a service provided by First Century Bank, N.A. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. If approved, Green Dot . You may only transfer money in or out of the Vault 20 times per day. A $5 card replacement fee will apply. When the merchants aren't declining the cards, Green Dot is. Good-Excellent Credit. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. Additional criteria may apply which can affect your eligibility and your overdraft coverage. See Deposit Account Agreement (PDF) for terms and conditions. Click "Activate Card" to finish the process. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. The average national savings account interest rate of 0.21% is determined by the FDIC as of 10/17/22. ProtectionGuard It, Credit Credit, All About Early direct deposit availability depends onpayor type, timing, payment instructions, and bank fraud prevention measures. Approval review usually takes 3-5 minutes but may take up to one hour. Activate a new Green Dot or GO2bank card at select retail stores or financial service centers, then direct deposit your federal or state refund and one qualifying direct deposit of $500+ by 6/30/23 to get your $25 reward. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. Luckily, companies like Green Dot understand what youre going through. Partner terms and conditions apply. The Green Dot Platinum is a good option when it comes to credit building, since it is a secured card, doesn`t do a credit check, and reports to the three major credit bureaus: TransUnion, Experian and Equifax. Who qualifies for a Platinum card? APY maychange before or after you open an account. Your Cardholder Agreement may be different, login to see your Cardholder Agreement. The name and Social Security number on file with the Internal Revenue Service must match your Green Dot account exactly or we will decline your deposit. Additional criteria may apply which can affect your eligibility and overdraft coverage. Money in the Vault cannot be spent on purchases or cash withdrawals and does not earn interest. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. GO2bank cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. And by Mastercard International Inc. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. Mobile number verification, email address verification and mobile app are required to access all features. About Personal Finance, View Loan Calculator, Simple Furthermore, if your FICO score is close to or higher than 539, then your chance of approval . It's just a straightforward and transparent fee. Green Dot Mobile check deposit: Active personalized card, limits and other requirements apply. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Previously authorized transactions and deposits/transfers to your account will function with a locked card. to Get Your First Credit Card, Credit Monthly fee waived when you receive at least one direct deposit of payroll or government benefits during the previous monthly statement period, otherwise $5 per month. This card also comes with a higher credit limit than many secured cardsup to $5,000, depending on how much you put down as a security deposit. Pros. If your application is timed-out due to inactivity, you must start the application from the beginning. Fees may apply. National average interest based on FDICs published rates as of 10/17/22 on the $2,500 product tier of insured depository institutions for which data is available. 2.50% Annual Percentage Yield (APY) as of October 2022. Card balance limits apply. Once there, your funds are insured up to $250,000 by the FDIC in the event Green Dot Bank fails, if specific deposit insurance requirements are met and your Card is activated. Otherwise$5 per month. Home Must be 18 or older to purchase. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions, and Privacy Policy. You're . All Credit Cards, Personal and Ingo Money, Inc., subject to the First Century Bank and Ingo Money. These types of accounts allow consumers with subprime credit access to a line of credit that helps them establish a positive credit history. Repair Guide, Lexington Apply for a Credit Card Online from Discover Discover Credit Cards Apply for a Credit Card Compare and apply for the best credit card for you Discover credit cards include rewards like cash back or miles so you can pick the best rewards credit card for you. Editorial and user-generated content is not provided, reviewed or endorsed by any company. All you need is to be at least 18 years old, have a Social Security Number and a valid US home address. See your Cardholder Account Agreement for details. Score? Minimum gross annual income should be Rs.4 lakh. American Express AIR MILES * Reserve Credit Card. Activate a new Green Dot or GO2bank card at select retail stores or financial service centers, then direct deposit your federal or state refund and one qualifying direct deposit of $500+ by 6/30/23 to get your $25 reward. Set aside money in the Money Vault* or High-Yield Savings Account* for free and access anytime. Mobile check cashing using the IngoMoney App is not available for use within the state of New York.. The offers that appear on this site are from companies from which CreditCards.com receives compensation. Limits, qualifications, and enrollment requirements may apply. Cash back cannot be used for purchases or cash withdrawals until redeemed. Not a gift card. Loans, How to Get Your First Credit APPLICATION DISCLOSURE AND COLLATERAL ACCOUNT AGREEMENT Last Revised: 4/2018 Download PDF Additional customer verification may be required. The Green Dot High-Yield Savings Account is only available with the Cash Back Visa Debit Card. Bureaus. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions and Privacy Policy. American Express Platinum Card - Elevated Offers & Benefits The Platinum Card Classic Platinum Choose Your Design Annual Fee: $695 GO PLATINUM, GET POINTS Earn 80,000 Membership Rewards Points after you spend $6,000 on purchases on your new Card in your first 6 months of Card Membership. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. That Are Easy to Get, Search Account must be in good standing and chip-enabled debit card activated to opt in. Credit Scores, All About Additional customer verification may be required. APY maychange before or after you open an account. This content is not provided by the card issuer(s). ADVERTISER DISCLOSURE CreditCards.com is an independent, advertising-supported comparison service. Most people who apply for a Green Card will need to complete at least two formsan immigrant petition and a Green Card application (Form I-485). 2.00% Annual Percentage Yield on savings up to $10K as of October 2022, may change anytime. Fees apply for approved Money in Minutes transactions funded to your card or account. Earn 5% cash back on Walmart.com including pickup and delivery, with $0 annual fee. The name and Social Security number on file with your employer or benefits providermustmatch your Green Dot account to prevent fraud restrictions on the account. For approved Money in or out of the Vault can not be used for or! Availability or timing of early direct deposit availability may vary availability or timing early! Of 0.30 % is determined by the card issuer ( s ) decision! Withdrawals and does not earn interest Benefits include apply for green dot platinum credit card in-network ATM withdrawals, online bill pay up... 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